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Qixit Privacy Policy

 

Thank you for visiting Qixit.com, Qixit.net and related websites (hereinafter “the Site”) and for using Qixit Services (hereinafter “Service” or “Services”) and Software (hereinafter “Software”), all of which are owned by Qix Information Technology, LLC, a Missouri Limited Liability Company (hereinafter “Qixit” or “Our Company”) and for reviewing our Privacy Policy. 

 

Please read the following policy to understand how your personal information will be treated as you make full use of our Site, Services, and Software.

You can browse the public areas of our site without identifying yourself or revealing any personal information about yourself. If you choose to apply for a Qixit account or to otherwise use our Services or Software, the information you provide will be used to screen and evaluate your application, provide you with updates, finalize the delivery of the software, and offer you exemplary service. We do not collect any personal data without your consent. Initiating the application process constitutes consent for us to use the information as described in this policy.

Overview

This Privacy Policy (hereinafter “Policy”) governs your use of our Site, Services, and Software.  This Policy describes the information we collect from you and what may happen to that information.  For example, this Policy will let you know what information we collect from you; what cookies are and how they are used; how your information is used; who is collecting your information; with whom your information may be shared; what options are available to you regarding collection, use, and distribution of your information; how you may use other users’ information; the types of security precautions in place to protect against loss, misuse, or alteration of your information; and other important information about your online privacy.

 

Please note that we review our privacy practices from time to time, and that our practices are subject to change.  We ask that you bookmark and periodically review this page to ensure continuing familiarity with the most current version of our Privacy Policy.  All amended terms shall be automatically effective after they are posted on the Site.

 

By visiting the Site or using our Services and Software, you agree to be bound by the terms and conditions of this Privacy Policy.  If you do not agree with the terms of this Privacy Policy, you are not permitted to use or access the Site or use our Services or Software. 

 

How does Qixit use my information?

Qixit uses “Your Information” to provide you with income and services, including a secure and cost-effective way to manage electronic communications and financial transactions, and a customized browsing experience. We also may use your personal information to process orders (like submitting your credit card, name, and zip code to the credit card processor so that your payment goes through properly), resolve disputes, troubleshoot problems, respond to your inquiries, detect and protect against error, fraud, or other criminal activity, and enforce our User Agreement.

Information collected from your user profile, marketing profile, purchase patterns, and other uses of our services will be combined in central databases and may be used by us to develop and enhance our services.

What personally identifiable information does Qixit collect?

The primary purpose of collecting information from you is to provide you with the merger of email, marketing, and electronic payment tools ensuring a secure and cost-effective method of managing electronic communications and financial transactions, as well as with a safe, smooth, effective, and personalized experience.  We will only collect information about you that we consider necessary to achieve this purpose.  This includes collecting information that will increase the value of your market identity, and thereby the financial remuneration you will receive from marketers for accepting delivery of their marketing messages.

 

Generally, Qixit collects information in several ways.  Some information is gathered when you register.  This includes your name, mailing address, phone number, email address, and other basic demographic information. Where possible, we indicate which fields are required and which fields are optional.  We also collect personal information when you report a problem, either through the Site’s email address, by direct mail, or via telephone.  We may also ask for personal information at other times, including, but not limited to, when you make a purchase or payments using Qixit.  If you contact Qixit, we may keep a record of that correspondence.  We also may ask you questions in a survey concerning your user experience, the answers to which are never associated with any personally identifiable information but which are viewed for general customer feedback and satisfaction.

 

Wherever Qixit collects personal information, we make an effort to include a link to this Privacy Policy on that page.  The Privacy Policy may also be accessible through the Qixit email client which you may install on your own personal computer.

 

 

How do you increase and monetize the value of my information while protecting my privacy?

 

In using our service, you are authorizing us to collect information about you and your use of our services and to represent you in the sale of that information to third parties, under conditions that reasonably protect your privacy while at the same time converting the value of this information into money which will be deposited into your account. 

Specifically, “Your Information” is collected from your registration, user profile, marketing profiles you may complete, purchase patterns, click-throughs and other responses to commercial messages delivered to you, and to any other uses of our services. Your Information will be combined in central databases with that of other users and may be used by us to develop and enhance our services.

Your Information is composed of two parts, personally identifiable information (PII) and non-personally identifiable information (non-PII).  PII includes your name, your street address, date of birth, phone number, standard email address, your Qixit address, and any credit card or bank account information you supply when transmitting funds or making a deposit or withdrawal to Qixit’s pooled accounts.  Non-PII includes information you supply in response to our questionnaires and marketing profiles, information gathered from your responses to Qixit delivered marketing message for which you were paid (such as click through, time read, printing of the message), information regarding the commercial categories of vendors from whom you have purchased goods or services using your Qixit account, your age, zip code, and similar information that may increase the value of your market identity.

In collecting Your Information, our goal is to help you maximize the value of Your Information in terms of both saving in time money collected for you in the form of payments into your Qixit account.  In general, these funds are paid to you by marketers in return for accepting marketing messages from them which are targeted toward a large number of people like yourself who are most likely to have an interest in their offers.  The targeting of offers is based on non-personal identifying information (non-PII). 

Specifically, commercial advertisers will be able to indirectly query a data base containing non-PII information of our user which will produce summary results in aggregate form.  These queries may result in the identification and release of your Qixit address, but no other PII, which will be included in a mailing list of other persons who also match the advertiser’s selection criteria. This address will not be released to the advertisers, however, but will instead be used only by Qixit to deliver the prepared commercial message to your account along with the delivery charge you have set for receiving commercial messages in the selected category.

For example, an publisher may select to send an offer to 5000 recent book buyers, between 18 and 30 years of age, who are female and live in Colorado and are charging between 10 and 40 cents for delivery of a book related commercial message.  If Your Information indicates that you match that profile, your Qixit address might be included in the “select” of addresses which will receive that offer. Even at this stage, however, neither your Qixit mailing address, name or any other PII, is given to the marketers.  Instead, the approved marketing message, along with your required delivery fee, is delivered to your address directly from the Qixit servers, isolating you from the marketer.

If you are not revealing personal identifying information to marketers, how is it that I may receive offers directed to me by name? 

To facilitate “personalization” of marketing message, advertisers are allowed to include certain wildcard fields, such as <FirstName>.  This will signal the Qixit software to replace this wildcard field with your own first name.  Thus, a sales letter that begins “Dear Mr. Smith” does not mean the advertiser knows your name is Smith.  Instead it means the advertiser designed the message to be automatically personalized with information from your personal profile.  Research shows that such personalization is appreciated by both recipients and advertisers.

What personally identifiable information will be accessible to others through your user directory?

Unless you are minor, your account address, name, city and state shall be searchable in our user directory, so other persons seeking to contact you may identify and use your account address.  This directory is similar to a telephone book, but your physical mailing address and phone number will not be listed in this directory.  People finding you in this directory can only communicate with you through your Qixit account and must pay your required message delivery charge. 

Minors (persons under the age of 18) will not be listed in our searchable directory.

Will personally identifiable information be shared with merchants when I make a purchase or otherwise respond to their offers?

When making a purchase using Qixit, if you have preauthorized us to do so, your name and physical address may be automatically delivered to the seller along with your payment.  If you choose to withhold this information and provide an alternative delivery address, the seller may be notified that the delivery address is not the same as the account address on file.

Alternatively, if you respond to a commercial message by clicking a link or printing the message (a coupon, for example), your Qixit address may be revealed to the sender of that message.  However, the sender’s use of your address would still be restricted by (1) the delivery charges you have set and which they must pay if they wish to communicate with you through your Qixit address, and (2) other restrictions and privacy terms related to our user agreements with advertisers.

If you respond to an offer (by making a purchase, for example) an advertiser may be able to link your response to the offer made and other information they have collected in relation to your response.  For example, when processing your order the advertiser may be able to deduce that you must fit within the range of parameters originally selected  when they sent out their offer through Qixit (in the above example: female, 18-30 years old, resident of Colorado, recent book buyer).  But neither at the time that the offer is sent, nor after you made the purchase, would we provide the advertiser with your exact age, exact information about your prior book purchases, or any other exact details.

If you access our Services through the referral of a third party who is entitled to receive referral credits or other remuneration, we may share contact information such as your name and Qixit address with that business partner. 

What are “cookies” and how does Qixit,com use them?

Data collection devices, such as “cookies,” are sometimes used to store, and sometimes track, information about you.  Generally, these cookies help provide personalized services and promote trust and safety.  A cookie is a small file containing a small amount of data that is sent to your browser from a web server and placed on your computer’s hard drive to assist us in providing our services.  All pages on the Site where you are prompted to login or that are customizable may require that you accept cookies.  Cookies are only read by the server that placed them and are unable to execute any code or virus.  Most cookies are “session cookies” and are automatically deleted from your hard drive at the end of a session.  More specifically, we may use cookies to:

(1)                          Remind us of who you are when you login and to access your account information in order to deliver to you a more personalized service; 

(2)                          Measure your visiting patterns in the aggregate.  Aggregate data (data gathered across all user accounts) may be gathered in a non-personally identifiable form to build higher quality, more useful online services by performing statistical analyses of the collective characteristics and behavior of our visitors, such as how long and how often users view certain pages;

(3)                          Determine your clickstream to our Site;

(4)                          Better personalize the content that you and other users will see on our Site; and

(5)                          Collect IP addresses for system administration.

 

 

 

With whom does Qixit share my information?

Your information will not be made available to third parties except (1) with your permission, (2) under the terms described above which shall provide financial remuneration to you under the terms you set in your Qixit account profile, or (3) under court order.

Specifically, as described above, your information will be included in our marketing databases which are made available on a restricted basis, which does not allow identification or delivery of specific information regarding individual persons, to third parties who wish to send funds or delivery fees to you in conjunction with commercial offers. The targeting of offers is based on non-personal identifying information.

 

We may also disclose account information where we have reason to believe that disclosing the information is necessary to identify, contact, or bring legal action against someone who may be violating Qixit’s policies as specified in the Privacy Policy or User Agreement, violating state or federal law, or may be causing injury to or interference with (either intentionally or unintentionally) Qixit’s rights or property, other Site users, or anyone else that could be harmed by such activities.  Qixit may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain and improve our services.

 

We cannot ensure that all of your private communications and other personal information will never be disclosed in ways not otherwise described in this Policy.  For example, we may be forced to disclose information to the government or third parties under certain circumstances.

 

What are my choices regarding collection, use, and distribution of my information?

Qixit will contact you if you request we contact you, if you create a Qixit account, or if you contact us directly by phone or email.  We may also send you email and Qixit messages delivered through our Services and Software, at no charge, regarding related and unrelated products and services.  Qixit may communicate with you via telephone, email, or direct mail. 

 

How may I use information from other parties which I may collect through your Services?

Recognizing the global nature of the Internet, you agree to comply with all applicable local laws and rules regarding online conduct and privacy, as well as content.  Specifically, but not as a limitation, you agree to comply with all applicable laws regarding transmission of technical and personal data exported from the United States or the country in which you reside.

 

You also agree to use any user information provided to you through the Qixit service solely for the purpose for which it was provided to you; and in full compliance with the terms set in that registered user’s Qixit account profile. 

 

What security precautions are in place to protect the loss, misuse, or alteration of my information?

Whenever Qixit handles your personal information, we take steps to ensure that your information is treated securely and in accordance with the relevant User Agreement and this Policy. Your information is stored on our servers located in the United States .  We use procedural and mechanical safeguards to protect your personal information against loss, theft, and unauthorized access and disclosure to protect your privacy, including encryption.  Unfortunately, however, no data transmission over the Internet can be guaranteed to be 100% secure.  We cannot, therefore, warrant or ensure the security of any information you transmit to us or from our online products or services, and you do so at your own risk.  Once we receive your transmission, we make our best effort to ensure its security on our systems.

 

Additional Information

Any questions regarding this statement should be directed through our contact page.

 

This Policy is the sole authorized statement of Qixit’s practices with respect to the online collection of personally identifiable information and the usage of such information.  Any summaries of this Policy generated by third party software or otherwise shall have no legal effect, are in no way binding upon Qixit, shall not be relied upon in substitution of this Policy, and do not supersede or modify this Policy.

In the event of any sale or transfer of assets or our business to a third party, we reserve the right to transfer any and all information that we collect in connection with use of our services and web site to that third party, provided however, that the third party shall be bound by the same or stricter provisions provided in our User Agreement and Privacy Policy.

Your Information will not be made available to third parties except under the conditions described above, or under court order.